What is Toast on my statement?

What is this charge?

Toast is a payment platform that shows its own name instead of the business. A charge that starts with its name is a business that takes payments through it, and the business is named on your receipt.

Who it is

Toast, a payment platform that shows its own name instead of the business. Its website is pos.toasttab.com.

Subscription or one-off

Either. The platform only processes the payment, and what it was for depends on the business. A charge that repeats on a schedule is a plan with that business.

How to cancel

Nothing to cancel with Toast itself: it does not run subscriptions. For a repeating charge, cancel with the business named on the receipt.

How to dispute

Toast is a restaurant payment platform; the restaurant is named on your receipt. A payment platform only processes the payment: the receipt or the email you got names the business. If nothing matches, call the number on the back of your card, give the date and the amount, and ask about the charge. The bank can tell you who took the payment and open a dispute if you want one.

How sure we are

Sure match. The catalog names Toast outright. Last checked Oct 2026.

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  • CSV or Excel (.xlsx) up to 10 MB, or a PDF up to 5 MB and 10 pages.
  • Exports from US banks and cards. Three months show monthly plans, twelve also show yearly ones.
  • CSV and Excel files never leave your browser. A PDF is read on our server and by Google's Gemini AI, which keeps the pages up to 55 days for abuse checks only and does not train on them. We never store your file. After you confirm your email, the list of subscriptions found is kept on our server for up to 7 days so the Yavo app can import it, then deleted.

CSV and Excel files are read in this browser and are not uploaded. A PDF goes through our server, which does not store it, to Google's Gemini AI, our processor: Google keeps the pages and its answer up to 55 days for abuse checks only, and does not train on them. Only when you confirm your email do we receive your address, the statement text of the unclear charges, without amounts or dates, which Gemini reads the same way, and the list of subscriptions found (names, amounts, how often, next dates). We keep that list for up to 7 days so the Yavo app can import it, then delete it. Never the file.

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Questions about this charge.

Is Toast a subscription?

Not by itself. Toast moves or processes a payment; whether the charge repeats depends on what you set up with the business behind it.

How do I stop charges from Toast?

Nothing to cancel with Toast itself: it does not run subscriptions. For a repeating charge, cancel with the business named on the receipt.

I do not recognise this charge. What do I do?

Check the receipt email or the order history for that day first. If nothing matches, call the number on the back of your card, give the date and the amount, and ask about the charge. The bank can tell you who took the payment and open a dispute if you want one.

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